Mortgage Calculator

	Purchase price: $ Down payment: % Mortgage term: years Interest rate: % Property tax: $ per year Property insurance: $ per year PMI: % First payment date: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Loan amount: $ Loan term: years Interest rate: % First payment date: Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023

Initial Mortgage Consultation (Pre-Qualification)

The best way to get things started is to have a conversation with a mortgage loan officer (Find Your Mortgage Consultant).  The initial consultation involves discussing your personal finances and home buying or refinancing objectives.  Your Loan Officer will discuss your employment, savings, and credit history in an attempt to get you pre-qualified for a mortgage loan. The pre-qualification process will help you establish a comfort zone for a maximum mortgage payment and loan amount. We will also begin to present a variety of loan programs you may qualify for.   A pre-qualification is basically a pre-approval without submitting all the documentation.

Next Step:  Investigating Loan Options

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